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Contact Information
Direct: (925) 335-3870
Email: Send Email

A Second Mortgage is a loan that uses your home as collateral, similar to a loan you might have used to purchase your home.

Common uses of a Second Mortgage:

  • Home Improvements
  • Debt consolidation
  • Finance a child's education
  • Other financial obligations 
 
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Please call for mortgage loan rates.

(925) 335-3870

We operate a full-service Mortgage Loan Department and offer very competitive home loan rates.

Shopping for a home?

Click HERE to learn about our 1st Mortgages.

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Mortgage Department Hours:
Monday – Thursday | 9:00am – 4:00pm
Friday | 9:00am – 5:00pm

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1st Northern California Credit Union - NMLS ID # 580488
1111 Pine Street, Martinez, CA  94553
Direct:  (925) 335-3870
Encompass@1stnorcalcu.org
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